CCTV News:On the morning of the 22nd, the National Development and Reform Commission, together with the Ministry of Civil Affairs, the National Health and Wellness Commission and other departments, held a special meeting in Beijing to launch the "Special Action of Urban-Enterprise Linkage for Inclusive Care for the Aged", and at the same time issued the "Implementation Plan for the Special Action of Urban-Enterprise Linkage for Inclusive Care for the Aged". Seven cities, including Nanchang, became the first batch of pilot cities for urban-enterprise linkage and inclusive pension.
City-enterprise linkageWhat kind of pension model is inclusive pension?
Pratt & Whitney provides for the aged, focusing on the word "Pratt & Whitney" first.That is, expand the coverage, so that more ordinary people and working-class people can enjoy affordable, affordable, well-bought and assured old-age care services.
"city-enterprise linkage"It refers to the cooperation agreement signed by the city government and enterprises to stipulate the content of inclusive services linked to the income and pension level of local residents, and strive to form a new cooperation model to support social forces to develop inclusive old-age care by 2022.The city government provides support by providing a package of policies such as land, planning, financing, finance and taxation, and enterprises undertake public welfare and provide inclusive old-age care services as agreed, which are open to the public and subject to supervision.
The first batch of seven cities volunteered to participate in the special action, including Nanchang, Zhengzhou, Wuhan, Chengdu, Qinhuangdao, Xuchang and Yixing. One-on-one contracts with cities were signed by local pension enterprises screened in the early stage. After signing the contract, these enterprises can get a construction subsidy of 20 thousand yuan per bed invested in the central budget.
Signing an agreement to solve the financing difficulties of pension enterprises
One of the most important contents in the special action of urban-enterprise linkage for inclusive old-age care is to help the elderly reduce the financing cost, and how can this cost be reduced? Financial institutions such as China Development Bank signed cooperation agreements with the National Development and Reform Commission.
It is understood that in the past, most enterprises engaged in aged care services in China were private enterprises, with small scale, few assets and lack of corresponding credit and guarantee, so it was often difficult to apply for project loans.
At the signing ceremony on the 22nd, five financial institutions including China Development Bank and the National Development and Reform Commission signed a strategic cooperation agreement. For cities and enterprises included in the joint list of cities and enterprises, financial institutions will take the initiative to connect and provide loans with benchmark interest rates or even more favorable interest rates.
Ma Meimei, Deputy Director of Infrastructure Bureau of China Development Bank:
CDB’s loan is basically based on the capital of the project, and we can bear 20% and 80% of it.
Where is the new model of urban-enterprise linkage inclusive pension?
Compared with the past pension model, where is the new model of urban-enterprise linkage inclusive pension? What benefits can it bring to the people?
Chen Gong, Director of Peking University Institute of Gerontology:
Pratt & Whitney pension specifically mentioned economic affordability and convenience, which is an obvious feature. It also emphasizes the connection with the needs of multi-party pension services, especially the multi-level, diversified and personalized needs. There is also a typical feature, that is, the cause of aging and industry have been promoted together, and the combination of medical care and nursing has been put forward in this process. It should be said that this is an open mechanism that can involve all social forces.
For ordinary people, inclusive pension makes demand docking more clear, which helps to improve people’s satisfaction and sense of gain. Ordinary people are more convenient and accessible, and the scope of benefits has also been expanded. The efficiency of resource integration has been improved, and the service quality has also been improved.
Goal: "three promotions", "two declines" and "one satisfaction"
The specific objectives of this special action can be simply summarized as "three promotions", "two declines" and "one satisfaction".
The "three promotion" means that the number of inclusive old-age beds has been significantly improved, the service quality has been significantly improved, and the sustainable development ability of enterprises has been significantly improved.Including the number of old-age beds and nursing beds, the number of old-age beds per thousand elderly people in the city should reach 40, accounting for more than 60%, and medical care is deeply integrated.
The "two declines" are supported by a variety of policies such as land and finance, which promote the decline of enterprise construction and operation costs and service prices.Of course, such a decline will, in turn, play a positive role in improving the service quality and sustainable development ability of enterprises.
"One satisfaction" is to benefit more elderly people and improve people’s satisfaction with social pension services.
What problems should be paid attention to when implementing the project?
To achieve the above goals within three years, there is little pressure on cities. What problems should we pay attention to in the process of implementing policies? Look at the interpretation of experts together.
Chen Gong, Director of Peking University Institute of Gerontology:
First of all, the phenomenon of uneven development in different regions of China is particularly prominent. How to accurately grasp the needs of the elderly at different levels and how to provide targeted and accurate services is the biggest challenge. Second, it remains to be seen how to implement mutual commitments in the process of voluntary cooperation between urban enterprises. Third, how to evaluate the effect, the standard has yet to be improved. Finally, how to build a professional service team is also a very important challenge.
It is the goal to make all measures to fill the hearts of ordinary people.
How to provide for the aged, from "mending bricks", "mending the bed" to "mending the head", our country’s social pension system keeps moving forward in the exploration, but in the end, how to make all measures fill the hearts of ordinary people is the goal.
Cities and enterprises unite, and each has its own responsibility. Local governments should supervise after trying their best to support and tilt their policies. As enterprises, it is good to be willing to invest in old-age care, but we should focus on long-term benefits rather than short-term benefits. After all, everyone will get old. How to build a better social pension system is related to everyone’s vital interests, and of course, it also requires the cooperation of the whole society.